A.M. Best

A+

S&P

A+

Moody’s

A1

Fitch

-

COMDEX

90

For agent support please contact:

Additional Resources:

Other Support numbers:

CM UW Pre-Screen. 855-381-5729

CM Phone Interview        855-381-5727

Life/ Annuity Services      800-848-6331

Life Sales Desk                 877-223-0798

Licensing/Commissions   877-223-0795

I-Pipeline                         800-641-6557

Life Illustrator                  800-321-6064

Overview: Unlike a traditional long-term care policy, a linked-benefit policy offers your client more than just LTC benefits. That’s why there’s Nationwide CareMatters® II— it's linked to a universal life insurance policy with a death benefit typically equal to or more than premiums paid. That means a benefit is paid whether they need LTC or not.

Key Points:

• Nationwide places no restrictions on how benefits are used, giving your client the flexibility to receive care wherever they feel most at home.

• Premium and benefit guarantees are not subject to price increases.

• Once they qualify; The benefit your clients purchased is what Nationwide will pay.

• If your client is unable to continue to make their premium payments, CareMatters has a reduced paid-up policy feature (based pro-rata on the premiums that have already been paid. No further premiums are due).

• Even after the acceleration of the death benefit period is over, CareMatters will still pay a guaranteed minimum death benefit equal to 20% of the policy Specified Amount (the lesser of 10% or $25,000 in New York). This is the highest residual death benefit in the industry.

For any licensing & CE questions (AFTER BEING APPOINTED THROUGH LTCPG): EMAIL