• LTCPG stands for Long Term Care Producers Group? LTCPG was named that because it was founded by some of the most successful Long Term Care Producers in the country with the sole purpose of benefiting Producing agent(s) that do most of the work.

  • LTCPG was formed as an MGA in 2008.

  • LTCPG is unlike any other MGA in the country— because it is agent owned! That’s right! LTCPG was founded by & is owned by insurance agents just like you thus bypassing as much of the “middleman” hierarchy as possible. This philosophy hasn’t changed since our inception.

  • As part owner of an MGA our Associates & Partners receive owner distributions (additional revenue) directly tied to the personal production of each agent. This additional revenue allows elite agents the ability to buy their own leads, pocket the higher profits, and/or grow their business as they see fit. When you partner with LTCPG you have true ownership in the very business that you love & participate in every day.

  • Almost every partner who runs their business through LTCPG was originally invited by someone from within. We believe that being an invitation-only organization is why LTCPG is esteemed as having some of the most ethical, friendly, successful, and top-notch agents in the entire country (just ask our carrier reps). LTCPG isn’t a fit for everyone— but if you identify with the description above, it’s likely that LTCPG is the best home for you. Welcome home!

  • It’s absolutely true! In fact if you were to ask a carrier rep from the likes of NGL, Mutual of Omaha, or Thrivent, “who is currently ranked at the front of the pack in placed premium?”-you’ll be impressed to find out that not only do LTCPG agents often hold the #1 spot for these carriers, but our agents routinely hold multiple, sometimes as many as half, of the top ten spots year after year which is a benefit to all LTCPG partners.

    Being part of an agent owned MGA is definitely better for the seasoned professional!

  • Yes. In fact associates & partners alike are generously compensated for referring agents who join LTCPG on the partner track & produce.

  • When an LTCPG partner refers an agent that ultimately joins & produces with our group— they can bring them on using the “Partner Track”. In a standard partner track scenario, the referring partner splits distribution monies with the new agent 50/50 for a period of 2 yrs before the new agent becomes a full partner (receiving 100% distribution monies for their production contribution).

    Other scenarios include:

    • Bringing on a “Sub-agent” (The partner offers no split with the new agent in exchange for training, leads, or other. The sub-agent is typically not aware of the benefits of LTCPG (they would not be included on any correspondence or participate in any of the trainings or activities)).

    • Bringing on a “Full Partner” (in this scenario all distributions go to the new agent day 1).

      *NOTE: All potential “Member”/ Partners, “Associate Members” & “Sub-Agents” must be duly licensed producers & are subject to approval by LTCPG “Managers” or Managing Members.

  • Compensation for referring new agents that join LTCPG is based on the production contribution of the new agent & the split scenario that was offered. For further details on this please send questions to licensing@ltcpg.com.